.ef-mm{--navy:#1f3044;--navy-2:#2a3f5a;--teal:#f07a22;--teal-dark:#bb5712;--teal-soft:#fdeede;--gold:#fcc449;--paper:#f3f4f6;--ink:#243441;--muted:#586068;--line:#e6e8eb;--line-warm:#d8dadd;--font-display:"Poppins",system-ui,-apple-system,"Segoe UI",Roboto,sans-serif;--font-body:"Poppins",system-ui,-apple-system,"Segoe UI",Roboto,sans-serif;font-family:var(--font-body);color:var(--ink);-webkit-font-smoothing:antialiased;text-rendering:optimizelegibility;background:#fff;font-size:17px;line-height:1.65}.ef-mm *,.ef-mm :before,.ef-mm :after{box-sizing:border-box}.ef-mm p{margin:0 0 1.1em}.ef-mm h1,.ef-mm h2,.ef-mm h3,.ef-mm h4{font-family:var(--font-display);color:var(--navy);letter-spacing:-.01em;margin:0 0 .5em;font-weight:600;line-height:1.12}.ef-mm img{max-width:100%;display:block}.ef-mm a{color:var(--teal-dark)}.ef-wrap{max-width:1060px;margin:0 auto;padding:0 24px}.ef-narrow{max-width:760px;margin:0 auto;padding:0 24px}.ef-sec{padding:clamp(38px,5.5vw,66px) 0}.ef-eyebrow{font-family:var(--font-body);letter-spacing:.14em;text-transform:uppercase;color:var(--teal-dark);margin:0 0 16px;font-size:15px;font-weight:700}.ef-btn{font-family:var(--font-body);cursor:pointer;border-radius:999px;padding:17px 32px;font-size:16px;font-weight:700;line-height:1;text-decoration:none;transition:transform .15s,box-shadow .15s,background .15s,border-color .15s;display:inline-block}.ef-mm a.ef-btn-primary{background:var(--teal);color:var(--navy);opacity:1;box-shadow:0 12px 26px #f07a224d}.ef-mm a.ef-btn-primary:hover{background:var(--teal-dark);color:var(--navy);transform:translateY(-2px)}.ef-mm a.ef-btn-ghost{background:var(--teal);color:var(--navy);opacity:1;border:1.5px solid var(--teal);box-shadow:0 12px 26px #f07a224d}.ef-mm a.ef-btn-ghost:hover{background:var(--teal-dark);color:var(--navy);border-color:var(--teal-dark);transform:translateY(-2px)}.ef-btn-row{flex-wrap:wrap;align-items:center;gap:14px;display:flex}.ef-mid-cta{text-align:center;margin-top:clamp(26px,4vw,40px)}.ef-hero{background:linear-gradient(160deg,var(--navy) 0%,var(--navy-2) 100%);color:#fff;padding:clamp(40px,5vw,62px) 0 clamp(40px,5.5vw,62px)}.ef-top-logo{text-align:center;padding-bottom:clamp(18px,3vw,32px)}.ef-top-logo img{opacity:.98;width:clamp(120px,16vw,180px);height:auto}.ef-hero-inner{align-items:center;gap:clamp(24px,4vw,56px);display:flex}.ef-hero-content{flex:55%}.ef-hero .ef-eyebrow{color:var(--teal)}.ef-hero h1{color:#fff;max-width:18ch;font-size:clamp(31px,4.7vw,54px);font-weight:600}.ef-hero .ef-lead{color:#ffffffeb;margin-bottom:.4em;font-size:clamp(18px,2.1vw,21px);font-weight:500}.ef-hero .ef-sub{color:#ffffffbd;max-width:60ch}.ef-hero .ef-btn-row{margin-top:30px}.ef-tally-wrap{margin:18px 0 8px}.ef-tally{flex-wrap:wrap;gap:12px;display:flex}.ef-tally .m{background:#ffffff1a;border:1px solid #ffffff29;border-radius:8px;width:38px;height:48px}.ef-tally .m.on{background:var(--gold);border-color:var(--gold);box-shadow:0 8px 20px #fcc44980}.ef-tally-cap{letter-spacing:.02em;color:#ffffffb8;margin:34px 0 0;font-size:17px}.ef-tally-cap b{color:#fff}.ef-sec-head{text-align:center;max-width:680px;margin:0 auto clamp(24px,3.5vw,38px)}.ef-sec-head h2{font-size:clamp(26px,3.6vw,40px)}.ef-facts{grid-template-columns:repeat(3,1fr);gap:16px;display:grid}.ef-fact{border:1px solid var(--line);background:#fff;border-radius:16px;align-items:flex-start;gap:14px;padding:22px 20px;display:flex}.ef-fact svg{width:24px;height:24px;color:var(--teal);flex:none;margin-top:1px}.ef-fact span{color:var(--navy);font-weight:600;line-height:1.4}.ef-startbar{background:var(--teal-soft);text-align:center;font-family:var(--font-display);color:var(--teal-dark);border:1px solid #f5cda6;border-radius:14px;justify-content:center;align-items:center;gap:12px;margin-top:18px;padding:18px 22px;font-size:clamp(17px,2.2vw,20px);font-weight:600;display:flex}.ef-startbar svg{flex:none;width:22px;height:22px}.ef-story{background:var(--paper);border-top:1px solid var(--line-warm);border-bottom:1px solid var(--line-warm)}.ef-story h2{margin-bottom:.7em;font-size:clamp(25px,3.4vw,38px)}.ef-story h3{margin:1.6em 0 .5em;font-size:clamp(22px,3vw,30px)}.ef-story p{color:#33424c}.ef-beats{flex-direction:column;gap:10px;margin:1.4em 0 1.6em;display:flex}.ef-beats p{font-family:var(--font-display);color:var(--navy);border-left:3px solid var(--teal);margin:0;padding-left:18px;font-size:clamp(19px,2.4vw,24px);font-weight:600}.ef-inline-stat{font-family:var(--font-display);color:var(--teal);font-size:clamp(19px,2.4vw,24px);font-weight:600}.ef-phases{background:var(--paper);border-top:1px solid var(--line-warm);border-bottom:1px solid var(--line-warm)}.ef-phases .ef-sec-head h2{color:var(--muted);font-size:clamp(20px,2.6vw,24px);font-weight:500;line-height:1.45}.ef-phases-diagram{max-width:680px;margin:0 auto clamp(30px,4vw,44px)}.ef-phases-diagram img{border-radius:18px;width:100%;height:auto}.ef-phases-list{grid-template-columns:1fr 1fr;gap:20px 28px;max-width:900px;margin:0 auto;display:grid}.ef-phase{border:1px solid var(--line);background:#fff;border-radius:16px;padding:22px 24px}.ef-phases-list>.ef-phase:last-child{text-align:center;grid-column:1/-1}.ef-phase h4{font-family:var(--font-display);color:var(--teal-dark);margin:0 0 8px;font-size:20px;font-weight:700}.ef-phase p{color:var(--muted);margin:0;font-size:15px;line-height:1.55}.ef-outcomes{grid-template-columns:1fr 1fr;gap:14px 30px;max-width:840px;margin:0 auto;display:grid}.ef-outcome{align-items:flex-start;gap:13px;font-size:17px;font-weight:500;display:flex}.ef-outcome svg{width:24px;height:24px;color:var(--teal);flex:none;margin-top:1px}.ef-invest{background:linear-gradient(160deg,var(--navy),var(--navy-2));color:#fff;text-align:center;border-radius:20px;max-width:560px;margin:clamp(34px,5vw,48px) auto 0;padding:30px 28px}.ef-invest .lbl{font-family:var(--font-body);letter-spacing:.16em;text-transform:uppercase;color:var(--gold);margin-bottom:10px;font-size:12px;font-weight:700}.ef-invest .fig{font-family:var(--font-display);font-size:clamp(24px,3.4vw,32px);font-weight:600;line-height:1.25}.ef-invest .fig small{font-family:var(--font-body);color:#ffffffb3;margin-top:6px;font-size:15px;font-weight:500;display:block}.ef-bios{grid-template-columns:1fr 1fr;gap:26px;display:grid}.ef-bio{border:1px solid var(--line);background:#fff;border-radius:22px;padding:26px 26px 30px}.ef-bio-photo{aspect-ratio:4/5;background:#e3e5e8;border-radius:16px;width:100%;max-width:260px;margin:0 auto 20px;overflow:hidden}.ef-bio-photo img{object-fit:cover;object-position:center 22%;width:100%;height:100%}.ef-bio h3{text-align:center;margin-bottom:2px;font-size:24px}.ef-bio .role{text-align:center;color:var(--teal-dark);font-style:italic;font-weight:600;font-family:var(--font-body);margin-bottom:18px;font-size:15px}.ef-bio .quote{color:#33424c;padding-top:6px;position:relative}.ef-bio .quote:before{content:"“";font-family:var(--font-display);color:var(--teal);opacity:.6;font-size:46px;line-height:0;position:absolute;top:18px;left:-2px}.ef-faq{max-width:780px;margin:0 auto}.ef-faq details{border-bottom:1px solid var(--line)}.ef-faq details:first-of-type{border-top:1px solid var(--line)}.ef-faq summary{cursor:pointer;font-family:var(--font-display);color:var(--navy);padding:22px 44px 22px 0;font-size:clamp(18px,2.2vw,21px);font-weight:600;list-style:none;position:relative}.ef-faq summary::-webkit-details-marker{display:none}.ef-faq summary:after{content:"+";font-family:var(--font-body);color:var(--teal);font-size:26px;font-weight:500;line-height:1;position:absolute;top:50%;right:4px;transform:translateY(-50%)}.ef-faq details[open] summary:after{content:"−"}.ef-faq .ans{color:var(--muted);padding:0 0 24px}.ef-faq .ans p{margin:0 0 .85em}.ef-faq .ans p:last-child{margin-bottom:0}.ef-faq .ans b{color:var(--ink)}.ef-cta{background:radial-gradient(900px 460px at 50% -30%,#f07a2233,transparent 62%),linear-gradient(160deg,var(--navy),var(--navy-2));color:#fff;text-align:center}.ef-cta h2{color:#fff;max-width:20ch;margin:0 auto .55em;font-size:clamp(27px,3.8vw,42px)}.ef-cta p{color:#ffffffd6;max-width:60ch;margin:0 auto 1.1em}.ef-cta .ef-urgency{color:#f7d27a;letter-spacing:.02em;background:#fcc44924;border:1px solid #fcc44973;border-radius:999px;margin-bottom:24px;padding:9px 18px;font-size:14px;font-weight:600;display:inline-block}.ef-cta .ef-btn-row{justify-content:center;margin-top:6px}.ef-foot{background:var(--navy);color:#fff9;text-align:center;padding:26px 24px;font-size:14px}.ef-foot b{color:#fff;font-weight:600}@keyframes efUp{0%{opacity:0;transform:translateY(14px)}to{opacity:1;transform:none}}.ef-hero .ef-eyebrow,.ef-hero h1,.ef-hero .ef-lead,.ef-hero .ef-sub,.ef-hero .ef-tally-wrap,.ef-hero .ef-btn-row{animation:.7s cubic-bezier(.2,.7,.2,1) both efUp}.ef-hero h1{animation-delay:60ms}.ef-hero .ef-lead{animation-delay:.12s}.ef-hero .ef-sub{animation-delay:.16s}.ef-hero .ef-tally-wrap{animation-delay:.22s}.ef-hero .ef-btn-row{animation-delay:.28s}@media(max-width:860px){.ef-facts{grid-template-columns:repeat(2,1fr)}}@media(max-width:720px){.ef-bios{grid-template-columns:1fr}.ef-outcomes{grid-template-columns:1fr;gap:12px}.ef-hero-inner{flex-direction:column;align-items:flex-start}}@media(max-width:520px){.ef-facts{grid-template-columns:1fr}.ef-tally .m{width:32px;height:40px}.ef-btn{text-align:center;display:block}}@media(prefers-reduced-motion:reduce){.ef-mm *{transition:none!important;animation:none!important}}.ef-apply-sec{border-top:1px solid var(--line-warm);background:#fff}.ef-form{flex-direction:column;gap:16px;max-width:520px;margin:0 auto;display:flex}.ef-field{flex-direction:column;gap:6px;display:flex}.ef-field>span{font-family:var(--font-display);color:var(--navy);font-size:14px;font-weight:600}.ef-field input{font-family:var(--font-body);color:var(--ink);border:1.5px solid var(--line);background:#fff;border-radius:10px;outline:none;padding:13px 14px;font-size:16px;transition:border-color .15s,box-shadow .15s}.ef-field input:focus{border-color:var(--teal);box-shadow:0 0 0 3px #f07a222e}.ef-form-error{color:#b91c1c;margin:0;font-size:14px;font-weight:600}.ef-form-success{background:var(--teal-soft);text-align:center;border:1px solid #f5cda6;border-radius:16px;max-width:520px;margin:0 auto;padding:28px}.ef-form-success h3{margin-bottom:8px;font-size:22px}.ef-form-success p{color:#33424c;margin:0}